Control In Spending

From young age, we were taught by parents not to over spend with our pocket money given weekly. They also explained to us the importance of money in living for the future especially when we are settled down. So I would make sure to spend carefully only on the necessary while the balance of money would put into my piggy bank. But it doesn't mean that I can't ask for my favourite toys, games and story books. My parents would buy for me as and when they felt it's time. I'm glad the way they arranged the expenses on kids and family as a whole. If one is not good at planning for a family of six, it's most probably go into bad debt thus seeking for Debt consolidation and other form of Debt relief is required.

Since working, I can enjoy buying whatever I like with my own earning. But my rules is that I must clear the balance showing in the credit card statement every month because the accumulated Credit card debt will send one to declare Bankruptcy. In terms of saving money, I'll bring my self-prepared lunch to office instead of buying one. I'm not going to cinema for movies too often but watching DVDs/VCDs at home. I enjoy my living as I'm debt free unlike some of my friends are eagerly looking for all sorts of Debt help and Consolidate debt. Anyway, you won't have to suffer in spending a penny a day if you consult to a professional like Bills IQ. Wish you luck!